Skip to content

1. Make sure your credit history is clean. Obtain copies of your credit report from each of the three agencies: Equifax, Experian and TransUnion.Visit annualcreditreport.com. It’s free. Once you receive them, review the reports to make sure the facts are correct. Contact the appropriate agency to correct any errors. 2. Assess how much you can afford. Go…

Read More

By Michelle Thornhill Early in my career, I remember sitting down with a family to help them prepare for buying a home. I asked them how their credit was, and the husband replied, “Our credit is very good. The creditors aren’t knocking on our door.” My first instinct was to laugh with him, until I…

Read More

Do you monitor your credit? If not, you may want to start by marking your calendar each year for your free credit report. There are benefits to self-monitoring, and it is a good idea to adopt the mind-set of scheduling monthly, quarterly or annual reviews. The best way to detect identity theft is to check…

Read More