quick tips

quick tips 

photo by steed media service

keep the holiday budget under control

The mere thought of the holiday season can stress you out, especially if you’re on a budget. Shop early — don’t procrastinate. If you wait until the last minute, there’s a strong chance that you’ll overspend. According to bankrate.com, shoppers are expected to spend $791.10 each on holiday merchandise. – yvette caslin 

• Determine how much you want to spend for each person on your list and stick to it!

• Buy gift cards. 

• Comparison shop. The easiest way to compare is to research circulars in the Sunday paper. 

• Use cash only. Credit cards can get you into trouble. 

• Shop online. It’ll help ensure that you won’t be seduced by the holiday decorations and music.

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