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Tammy Moore, ”The Diamond Diva,” is the only African American shareholder of Diamond Residential Mortgage and owner of Tammy P. Moore & Associates. She is a licensed mortgage originator in eight states (soon to be 12). She is a credit repair specialist who conducts seminars and personal coaching sessions to assist her clients with homeownership,…

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  Congressman John Lewis, D-Ga., is loudly criticizing state officials who have mismanaged funds that were supposed to help troubled Georgia homeowners. The money came as part of the Troubled Asset Relief Program (TARP) and Lewis has long maintained that the program was not helping Georgians who were hardest hit. Lewis asked the Special Inspector…

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1. Make sure your credit history is clean. Obtain copies of your credit report from each of the three agencies: Equifax, Experian and TransUnion.Visit annualcreditreport.com. It’s free. Once you receive them, review the reports to make sure the facts are correct. Contact the appropriate agency to correct any errors. 2. Assess how much you can afford. Go…

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Look around — it’s not pretty. With joblessness and foreclosures, why waste time with retirement planning? Because you must. For once, let’s be ahead of the trend. We know something is going to happen to Social Security. We just don’t know what or when. But, we do know it won’t be good. Pensions have long…

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Kenneth Robinson could be the owner of a $300,000 home and he only paid $16 for the privilege. Robinson did months of research on a Texas law called “adverse possession.” The law states that the “title of a another’s real property can be acquired without compensation by holding the property in a manner that conflicts…

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