5. Check your credit report and score.
After six months of timely credit card payments, check your status by viewing your both your, credit score and report. Pay attention to what’s on your credit report- positive or negative – so you know where you stand and what you need to work on. Also be sure to look at your credit score to help you make sense of your credit report and give you an idea of how well you’re doing. Equifax offers a free credit report once a year.