In the pursuit of achieving our dreams, one of the most significant milestones is owning our own home – a place where we can build memories, nurture our family and leave behind a lasting legacy. For the couple who’s the embodiment of ambition, determination and unwavering commitment to success and values tradition and the preservation of their heritage, purchasing a new home is not just about finding a property; it’s about ensuring that their legacy lives on through the generations.
In this article, we take an inspiring journey into the lives and mindsets of two exceptional high-level Achievers, Charles Jenkins and his wife Dr. Tara Jenkins. Their story embodies the essence of relentless pursuit, dedication to community and the unwavering commitment to excellence. They have already begun the process of fulfilling their legacy-based homeownership dreams with Rocket Mortgage® as their trusted one-stop resource.
Pastor Charles Jenkins is a name that resonates with excellence in multiple domains. He has worn numerous hats, each symbolizing his profound commitment to building people and communities. For over 20 years, he served as the senior pastor of Fellowship Chicago, impacting thousands of lives at every level. His contributions extended far beyond the spiritual realm, as he actively engaged in community development with being instrumental in bringing a Walmart to Chicago’s southside, economic development and job creation with bringing a massive rideshare company to Chicago and also championing home buying initiatives.
Jenkins is not only a community leader, but also a Grammy Award-winning artist, showcasing his talents in the music industry. He is the CEO of Positive Air, a testament to his entrepreneurial spirit and desire to uplift others. His music company has secured a place in the top five on Billboard multiple times, with 18 Billboard number ones and numerous other accolades. Through his music, he continues to inspire and uplift people, leaving an indelible mark on the industry.
Jenkins and his wife exemplify the essence of Achievers, one who strive for excellence in every facet of life and is committed to the betterment of others.
In partnership with Rocket Mortgage, the one-stop resource for all home buying needs, the Jenkins are extending their legacy through homeownership. Rocket Mortgage’s commitment to simplifying and streamlining the home buying process aligns seamlessly with the Jenkins’ dedication to community development, making this partnership a beacon of hope and progress for aspiring Achievers looking to secure their legacy through homeownership.
Creating A Legacy Through Homeownership
“Legacy is what lives when you leave,” stated Jenkins when asked about what leaving a legacy through homeownership meant to him. He went on to say, “For me, homeownership has meant so many things. It has meant establishing a home base, and creating a sense of security, creating a sense of serenity, creating a sense of safety; all of those things that you feel when something is yours and you actually own it.
Additionally, we’ve heard so often about the American dream, and part of that is being able to purchase property and be able to take advantage of all of the varying ways to leverage that property, whether it’s refinancing, whether it’s finding equity in it and being able to do a myriad of different things that can empower your family. And I think for me, homeownership has been ‘D: All of the above’. It has enabled me to build a future for my family.”
Setting Your Home Buying Goals
As Jenkins knows all too well, when setting your home buying goals, Rocket has a wealth of knowledge to help you identify what’s important to you in your legacy home. Here are some thought starters:
Define the vision for your dream home.
- What features are nonnegotiable?
- What kind of neighborhood speaks to your family’s needs and values?
- Are you considering any specific architectural styles or design elements that are essential for your dream home?
As legacy-conscious individuals, you want a home that not only reflects your taste but also becomes a cherished part of your family’s history. Rocket Mortgage understands the significance of this step and is committed to helping you “continue your legacy” through homeownership.
Financial Preparation
It’s essential to take a good look at your financial picture. Your credit score and debt-to-income ratio play pivotal roles in securing a mortgage, even with being Achievers.
Jenkins shared some practical advice for other Achievers as it pertains to being financially ready to purchase your dream home.
“Some practical steps you can take to ensure you’re financially prepared to purchase your legacy home is number one: knowing your credit status. What does my credit look like? Making sure that I’m in financial shape to be able to take advantage of the best possible loan opportunities that are out there. They’re varying products and some you can only take advantage of if you’re in a certain creditworthy position.
Number two is saving. I think it’s understanding that you have to put yourself in the best possible position, and sometimes that means delayed gratification.
Preparing for homeownership has meant saving, putting money to the side and building a nest egg so you can walk in with a down payment and earnest money that meets the requirement for the home you want to purchase.”
Rocket Mortgage offers valuable tools and resources to help you assess your spending and provide personalized advice on how to improve/maintain it. This is a crucial first step in securing a mortgage that aligns with your legacy goals.
As an Achiever, you can reference additional recommendations from Rocket as listed below when considering purchasing your own dream legacy home:
- Mortgage Pre-approval with Rocket Mortgage – One of the most significant advantages of choosing Rocket Mortgage as your mortgage lender is the convenience of their online application and quick pre-approval process. For Achievers, comfort is next to godliness and as such, they can navigate this important step from the comfort of their own home while still receiving expert guidance. The flexibility of Rocket Mortgage’s mortgage options ensures that they can tailor their mortgage to align with their legacy goals.
- Home Search and Real Estate Agent Selection – Selecting the right real estate agent that fits your vision is paramount when it comes to finding a home – especially for Achievers. Make sure your agent understands your unique needs and can help you navigate the competitive real estate market.
- Making An Offer And Negotiating – Making a compelling offer and standing out is crucial. Rocket Mortgage can help you with a Verified Approval, strengthening your offer and giving you an edge in negotiations. The speed and efficiency of the Rocket Mortgage process can also make a significant difference in closing deals, allowing you to secure your dream home while maintaining control of your legacy.
- The Mortgage Application Process – Once you’ve found the perfect home and have had your offer accepted, the mortgage application process begins. Rocket Mortgage streamlines this process with digital tools for document submission, making it hassle-free and transparent. Clear communication with your dedicated Rocket Mortgage team ensures a smooth and efficient experience.
- Closing The Deal – As Achievers approach the final stages of their home buying journey, including the home inspection and closing, Rocket Mortgage is there to support them every step of the way. Their commitment to making Achiever’s dream home a reality is evident in their dedication to ensuring a smooth closing process.
- Maintaining and Preserving Your Legacy – Owning your dream home is only the beginning. To maintain and preserve legacy, it’s essential to care for your new home and plan for the future. Your home can become a cherished asset to pass on to future generations, solidifying your family’s history. Rocket Mortgage’s commitment to helping you “continue your legacy” resonates throughout the Achiever’s entire journey.The Jenkins’ journey is a source of motivation for all who seek to pursue excellence in every endeavor, and they serve as a testament to the unwavering spirit of the Achievers. They inspire us to push the boundaries of our ambitions, demonstrating that with dedication, determination and the right partners, such as Rocket Mortgage, our aspirations are within reach. They know for their family, building generational wealth is the goal and homeownership is the first step to creating it and to establishing a long-lasting legacy.Rocket Mortgage is the right partner to help them achieve their goals. Rocket’s dedication to providing a seamless, efficient, and personalized experience aligns perfectly with their vision.
The Jenkins’ journey is a source of motivation for all who seek to pursue excellence in every endeavor, and they serve as a testament to the unwavering spirit of the Achievers. They inspire us to push the boundaries of our ambitions, demonstrating that with dedication, determination and the right partners, such as Rocket Mortgage, our aspirations are within reach. They know for their family, building generational wealth is the goal and homeownership is the first step to creating it and to establishing a long-lasting legacy.
Rocket Mortgage is the right partner to help them achieve their goals. Rocket’s dedication to providing a seamless, efficient, and personalized experience aligns perfectly with their vision.
For more information, visit RocketMortgage.com
