Did you know that credit reports over the last decade are used by more than just lenders or those alternative financing institutions responsible for approving
For the majority of us, a house is the single largest investment that one will ever make. Unlike other assets, like clothes, appliances and cars,
Has your shopping gotten out of control? Have you spent more than you earn month after month, even in the face of a challenging recession?
For Hugh Rowden, senior vice president, servicing and community relations, Wells Fargo Home Mortgage, evaluating the needs of the African American community and providing the
Tips to Accumulate More Wealth Have frustration and pressure started you looking for take-it-to-the-bank financial solutions to increase your wealth? Those threats of unemployment, underemployment,
The economic downturn affected minority communities disproportionately as black unemployment levels soared from 2007-2010. McDonald’s is seeking to provide employment and job experience for 50,000
At first it reads like the goal for a reality show. Hire 50,000 people in one day. Except … it’s not. McDonald’s Corporation, in what
Do you monitor your credit? If not, you may want to start by marking your calendar each year for your free credit report. There are
As the Bible tells us, there’s a time for all things, and there is definitely a time to get in your parents’ business. As a
With the Christmas holidays and all the great holiday sales over for another year, it’s now time to start thinking about all the spending you
Bankruptcy refers to the failure of an individual or organization to pay financial liabilities to a creditor or a financial institution. Large numbers of people
One of the most fundamental lessons in learning how to manage your finances is remembering that it’s not how much you earn that’s important, but
An article in USA Today last summer stated that African Americans run the risk of outliving their savings and even worse, run a greater risk
Given these times of financial uncertainty, many investors have started to re-evaluate the markets and investing in general. One reason is that it is difficult,
The holidays are filled with the temptation to go overboard with spending. But for many of us, there are a few not-so-joyous holiday sights (a
Most Americans are keenly aware of the horrible economic state of affairs the country is facing. However, there is a small group of people —
The state of the housing market is leading many people to refinance and modify their current mortgages. A mortgage modification, also called a loan workout,
In these dire economic times, many African American families are just barely making it and often live from paycheck to paycheck. Consequently, this makes many
It doesn’t take a rocket scientist to see that the U.S. economy is in the dumps. As a consequence, people are trying to find new
On Thursday, Oct. 7, 2010, the dollar reached an all-time low, falling to its lowest value in 15 years. This is more bad news for
