Finance and Wealth

As the Bible tells us, there’s a time for all things, and there is definitely a time to get in your parents’ business. As a

With the Christmas holidays and all the great holiday sales over for another year, it’s now time to start thinking about all the spending you

Bankruptcy refers to the failure of an individual or organization to pay financial liabilities to a creditor or a financial institution. Large numbers of people

One of the most fundamental lessons in learning how to manage your finances is remembering that it’s not how much you earn that’s important, but

An article in USA Today last summer stated that African Americans run the risk of outliving their savings and even worse, run a greater risk

Given these times of financial uncertainty, many investors have started to re-evaluate the markets and investing in general. One reason is that it is difficult,

The holidays are filled with the temptation to go overboard with spending. But for many of us, there are a few not-so-joyous holiday sights (a

Most Americans are keenly aware of the horrible economic state of affairs the country is facing.  However, there is a small group of people —

The state of the housing market is leading many people to refinance and modify their current mortgages. A mortgage modification, also called a loan workout,

In these dire economic times, many African American families are just barely making it and often live from paycheck to paycheck. Consequently, this makes many

It doesn’t take a rocket scientist to see that the U.S. economy is in the dumps. As a consequence, people are trying to find new

On Thursday, Oct. 7, 2010, the dollar reached an all-time low, falling to its lowest value in 15 years. This is more bad news for

I started investing in the markets in the early 1990s. Before I started investing, I taught myself some basics about investing including the language, definitions

One term investors should familarize themselves with is the word “dividends.” From high dividend stocks to dividend payout ratios, the word is a mainstay in

In this tough economic environment, many small and minority-owned businesses are struggling just to keep their doors open. The Bush and Obama administrations attempted to

An exchange traded fund is a of investment that is based in the stock market. ETFs are portfolios of stocks, bonds or other investments that

The economy is very unstable, not only in America but worldwide. A good example of this is the new highs that gold has reached over

Rolling out, the nation’s leading urban entertainment and lifestyle publication, has named Gerald A. Radford, editor-in-chief. The announcement was made by Mr. Munson Steed, Founder

Traditionally, investors around the world flocked to purchase U.S. debt in the form of treasuries. However, given the uncertain state of the U.S. economy, many

It is a well-known fact that few African Americans invest in the stock market. This is due to several reasons, including a lack of knowledge