2. Your credit is too important to start charging you heart’s desires. Charge now, and lose your ability to borrow or get financing for your start-up business down the road. Your word is a part of your credit, so if you say you are going to be there at a particular time don’t be late. Save the financial gifts now, because you will regret spending the money while you’re caught in the moment.
3. Loaning money is always a bad idea; don’t be a borrower or lender. Just because you have a little money or new income from a job, don’t start sharing your new income. Instead, save money for you first home and retirement immediately, it’s never too soon.
